Emma Hagan is Chief Risk and Compliance Officer at ClearBank, responsible for all risk and compliance-related activities. She has over 18 years’ experience in commercial and corporate banking in both first and second lines of defence. Emma joined ClearBank from Silicon Valley Bank (SVB), where she was Chief Risk Officer for EMEA, serving as part of the EMEA leadership and global risk leadership teams. Prior to SVB, she worked at Lloyds HBOS in a variety of roles.